Coffr Blog

Research and practical guidance from Coffr on payment fraud, payment operations, industry risk, data, and regulation.

Balance scale weighing a flagged payment request against a bank, representing who bears the loss when a vendor payment is diverted.

Research and data · Featured

Who Pays When a Vendor Payment Is Diverted? US Liability Explained

Usually the business that sent it. Here's how US law, bank rules, court cases and insurance decide who bears the loss when a fraudster diverts a vendor payment.

November 2, 2026 · 10 min read

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From the research desk

Six distinct glass forms representing a comparison of vendor verification tools
Research and data

6 Best Vendor Verification Tools Compared (2026)

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Vendor bank detail change from an old account to a verified account, with a green shield and check marks.
Payment operations

How to Verify a Vendor Bank Detail Change: A US Checklist

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Illustration of a vendor master data record with verified bank details
Research and data

What Is Vendor Master Data?

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AP controls checklist illustration with a verification shield, representing accounts payable internal controls
Research and data

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Illustration of a bank account card with a green verification shield, representing a bank account verification service
Research and data

Bank Account Verification Service: How It Works and How to Choose One

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Illustration of an invoice protected by a purple verification shield, representing accounts payable fraud prevention
Research and data

Accounts Payable Fraud: Vendor Fraud, Invoice Fraud and Invoice Scams

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Illustration of an email envelope protected by a purple verification shield with a checkmark, on a lilac circular podium
Research and data

ACH Fraud: What It Is and How Businesses Prevent It

Written by James PickrenPublished on October 14, 2026

Vendor onboarding checklist illustration showing company profile, banking, and document verification steps completed with a verification shield
Research and data

Vendor Onboarding Checklist: 9 Steps for AP Teams (2026)

Written by James PickrenPublished on October 12, 2026

Bank account ownership verification connecting a recipient, verified account details, and a bank.
Research and data

Proof of Bank Account Ownership: How Verification Works

Written by James PickrenPublished on October 8, 2026

Diagram of payment diversion fraud: a company's payment is diverted past the vendor's bank to a fraudster's bank
Payment operations

What Is Payment Diversion Fraud?

Written by James PickrenPublished on October 5, 2026